Financial Overview

Our best customers are our most educated.  Before making a solar investment, we recommend learning about incentives, warranties, and financing options.

The benefits of owning your solar system include:

Direct Purchase

At SunBug Solar, we encourage our customers to own their solar system because direct purchase offers the best return on investment. Typical IRRs (internal rate of return) are in the 15-30% range, with paybacks of 3-6 years and 30 year lifecycle savings of tens of thousands of dollars.

Solar Loan

We know solar systems are expensive and not everyone has the capital. Another excellent option is to finance your system through one of our Solar Loan partners. With a solar loan, the objective is to make your monthly loan payment less than your solar savings plus SMART revenue, enabling you to be cash-flow positive for the life of the loan.


    Some solar providers offer a Residential Solar Lease or PPA (Power Purchase Agreement), which enables customers to go solar without an upfront expense. These agreements are typically 20 year contracts, during which time the solar provider claims all of the financial incentives while the customer pays slightly less per kilowatt hour for electricity. For some consumers with no tax burden or a very poor solar site this model can be beneficial.  However, for the vast majority of Massachusetts homeowners, ownership of your solar system is preferred, as the savings and revenue generated by owning your system typically pays for the entire investment in well under 10 years.  An influential Massachusetts Department of Energy Resources study from 2013 shows that in the Lease or PPA model, the leasing corporation gets the disproportional benefit of about 9 dollars of revenue to every 1 dollar of savings experienced by the homeowner.

    Free Solar Assessment

    Have SunBug Solar do a no-cost assessment of your home to find out if solar could work for you.  We'll do a complete analysis, factoring in the specifics of your site, the available state and federal incentives, the projected energy savings, and all of the different financing options. Just fill out this simple form.

    The Difference Quality Makes

    SunBug's residential design team and installation crews work as a whole, executing thoughtful layouts with the highest quality installation practices

    SunBug Solar

    Let’s Talk!

    Eastern MA 617-500-3938

    Western MA 413-884-1000

    Founded in 2009 and a Certified B Corporation since 2018, SunBug Solar has designed and installed over 2400 solar systems from Great Barrington to Cape Cod. We build all types of systems, ranging in size from 1kW to over 1MW, including residential, commercial, carports, and ground-mounts. Our integrated approach - from initial education through consultative design to quality installation and ongoing support - has earned SunBug the highest reputation for customer service and a host of satisfied residential and commercial customers.